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We are

Elcos

Digital

About Us

We use machine learning risk assessment approach that leverages non-traditional finance data to provide handset finance, Airtime Advance, Cash loan and Home Solar Systems.

Our system uses mobile phone data as alternative data for credit scoring.

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What We Do

Airtime Advance

Value-Added Service to the Eligible Prepaid Subscriber that provisions additional...

Handset Finance

Our handset finance solution enables both prepaid and post-paid subscribers...

Cash Loans

Our Cash loan service allows qualifying subscriber both prepaid and post-paid...

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